Products >> Household >> Buildings


Below is an outline of the cover that Oak offer for buildings, the minimum sum insured is £500,000.

Buildings Insurance Oak Underwriting Picture

Buildings Cover

For full details of the cover and terms and conditions please download a copy of the Policy Wording and Key Facts documents.
Loss or damage to your home (including swimming pools, fitted hot tubs, built-in audio and visual equipment, solar panels and wind turbines)
Rebuilding costs subject to acceptance criteria and appraisal
For tracing a leak of water, oil or gas
For replacement of locks if the keys are lost or stolen
5 years
For alternative accommodation and loss of rent following an insured peril
Up to £10,000
For purchasing domestic energy and water expenses following damage to your power-generating system
Up to £5,000
Towards the cost of installing a solar, wind or geothermal electrical power-generating system following an insured loss to the household heating and/or water system
Up to £5,000
For environmental building materials following an insured loss
Sum insured for garden re-landscaping following insured damage
Sum insured for new fixtures and fittings
Sum insured for unfixed building materials (max £50,000)
Special alterations to the home following physical injury
Reward for the conviction of any person committing a criminal act resulting in an insured claim
Trespass protection

Product Literature

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Policy Wording - HHPOL 0417

Keyfacts - HHKEY 0417